13199 Drysdale St, Spring Hill, FL 34609
3 beds · 2 baths · 2,014 sqft
Discover your perfect Florida lifestyle in this beautifully appointed 3-bedroom, 2-bathroom pool home, ideally located in the highly sought-after Spring Hill community. Just minutes from top-rated schools, shopping, and dining, this residence offers a harmonious blend of convenience and luxury. As you enter, you're greeted by soaring cathedral ceilings and a smartly designed split floor plan that ensures both privacy and spaciousness. The heart of the home is the gourmet kitchen, complete with a central island perfect for casual dining, stainless steel appliances, and ample room for culinary creativity. The kitchen seamlessly flows into the inviting family room, where sliding glass doors open to your own private paradise—a gorgeous screened-in patio and pool area. For more formal occasions, the separate dining room sets the stage for memorable gatherings. The cozy and bright living room provides a perfect retreat for relaxation. The primary bedroom is a true sanctuary, featuring private access to the pool area and a luxurious en suite with dual vanities, a garden tub, and a walk-in shower. The additional bedrooms are generously sized, offering comfort and flexibility for family and guests alike. An oversized laundry room adds convenience, while the 2-car garage provides ample storage space. Step outside to enjoy the expansive patio area, perfect for lounging by the pool or entertaining guests. Despite the large pool area, the property still boasts a sizable backyard, complete with a storage shed, offering the ideal blend of outdoor living and functional space. This home is more than just a place to live—it's a place to thrive. Don’t miss the opportunity to make it yours!
Source: STELLAR #t3548896
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3548896
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3548896
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.