13193 Paxton Ave, Weeki Wachee, FL 34614
3 beds · 2 baths · 1,569 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to this ONE OWNER, lovely 2021 abode located in one of the most central and quiet neighborhoods in Hernando County. Situated on a gorgeous 1/2 acre lot, this home is ideal for privacy and tranquility! Walking up be greeted with a charming porch and entryway that leads you into an inviting oversized living room showcasing the open concept, natural light and high ceilings! The dining room sits right off the living space that backs up to the kitchen, with an eat in area, lots of natural light, a large granite breakfast bar— with lots of cabinets, counter space and is open to all the shared living spaces— great for entertaining! Off the dining space are sliders that lead you to the lanai area— this space is all you can ask for, to truly enjoy indoor/outdoor living! This space showcases your large property and privacy. Back inside, tucked behind the kitchen you will find two spare bedroom, both comfortably sized and with great closet space! The spare bathroom features a shower/tub combo, granite countertops and extra storage! In the back of the house, excellent for additional peace, is the owner's retreat. This grand space is perfect for larger furniture, high ceilings, a walk in closet and an attached en suite— with double vanities and a stand-alone shower! Other great features about this property? Since it was built in 2021, you have newer AC, roof, electrical and water heater! This perfect home is everything you need, just need to move your life in! Sitting minutes away from all Hernando has to offer— shopping, eateries, hospitals and activities are within a few minute drive! This property will not last long! Call today for your private showing!
Source: STELLAR #TB8376417
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8376417
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.