13192 Royal Pines Ave, Riverview, FL 33579
4 beds · 3 baths · 2,046 sqft
** MOTIVATED SELLER** Can't wait to build??? Welcome to this exquisite move-in ready one-story home with no backyard neighbors, nestled in the highly sought-after Triple Creek community. As you enter through the elegant glass door, you'll be greeted by a spacious open foyer with high ceilings, leading seamlessly into an expansive open floor plan encompassing the living room, dining area, and kitchen. The kitchen is a chef's dream, featuring stainless steel appliances, pristine traditional cabinetry, a stunning backsplash, and luxurious granite countertops. The living and dining areas are generously sized, offering ample space for all your furnishings and gatherings. This home boasts three secondary bedrooms, including one with its own en suite bathroom, providing guests with added privacy. The remaining two bedrooms share a conveniently located bathroom, with one room currently outfitted with padded flooring, perfect for a gym setup. The master bedroom is a true retreat, complete with his and her closets and a spacious layout bathed in natural light from windows on two walls. The master bath is the highlight of this home, showcasing beautiful wood flooring, granite countertops with dual sinks, an attractive shiplap accent wall, a functional vanity space, and a luxurious frameless shower. Step outside to the extended and screened patio, designed for entertaining. This space is ideal for hosting parties and gatherings and even includes a pet entry for your furry friends. Situated close to I-75 for easy access to MacDill Air Force Base and Tampa International Airport, this location also offers convenient access to a variety of dining, shopping, and entertainment options, all within a brief drive. This home in Triple Creek provides a perfect blend of elegance, functionality, and modern amenities, making it an exceptional choice for your next residence.
Source: STELLAR #t3534619
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3534619
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3534619
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.