13171 Pinnacle Ct, Chino Hills, CA 91709
2 beds · 3 baths · 1,138 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 13171 Pinnacle Court, ideally located within walking distance to 99 Ranch Market, Costco, The Shoppes at Chino Hills, and a variety of dining options—offering both everyday convenience and a vibrant lifestyle. Perfectly positioned for a commute lifestyle, this home provides seamless access to the 71, 60, 10, and 57 freeways, making travel to Los Angeles, Orange County, or the Inland Empire effortless, no matter your destination. Situated in the award-winning Chino Valley Unified School District, this property is highly desirable for those looking with access to excellent elementary, junior high, high schools, and even local colleges. Enter through the private front patio or directly from the attached two-car garage, which includes washer and dryer hookups. Inside, you’ll be welcomed by soaring vaulted ceilings and an abundance of natural light, thanks to the home’s unique positioning with no direct rear neighbors—creating a bright and refreshing living space. Perfect for entertaining, this thoughtfully designed condo features a spacious outdoor patio with city views—ideal for hosting gatherings or enjoying quiet evenings under the stars. A convenient downstairs guest bathroom adds to the ease of entertaining. Relax by the cozy fireplace or prepare meals in the well-equipped kitchen with storage and counter space. Upstairs, you’ll find two primary suites, each with its own en-suite bathroom and closet space. Both bathrooms include a shower/tub combo, and one of the suites offers a large walk in closet and a private balcony with panoramic city views—an ideal spot to start or end your day. This unit contains a whole home water softening system installed ensuring top water quality, as well as an air purification system throughout the home maintaining top air quality. These are just some of the top features that sets this unit apart! Don’t miss this rare opportunity to own a home that blends comfort, privacy, and unbeatable commuting convenience in one of the area’s most desirable locations. Whether you're searching for your next home or a smart investment, this property offers strong rental potential and lasting value.
Source: CRMLS #CV25088962
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25088962
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.