1316 Grantland Rd, Griffin, GA 30224
3 beds · 2 baths · 1,832 sqft
MOVE IN READY! PRICE JUST DROPPED $15,000.. Updates: NEW flooring, NEW water heater, NEW kitchen hardware, NEW AC's (2), NEWER Roof, and NEW custom shower and tub surround, half bath remodeled. MOTIVATED SELLER!!! Step into the charm and elegance of this beautiful ranch style home, nestled on a meticulously landscaped lot with irrigation covering the front and side yard. Boasting 1,832 square feet, this residence offers 3 bedrooms, 2.5 bathrooms. Enjoy serene mornings and evenings on the rocking chair front porch, with ample room for a swing. Enter into a cozy living space featuring a fireplace with a custom-decorated mantle. You will find an open kitchen floor plan with a breakfast area, bay window and equipped with new hardware, a pantry, and a convenient walk-in laundry room. Walk out to the spacious 2-Car Garage which includes a closet for additional storage. Located on the main level, the primary bedroom features a trey ceiling, primary bathroom has updated heated tile floors with a programmable thermostat, a large custom tile shower, a soaking tub for ultimate relaxation and a makeup vanity area. The main level features Luxury Vinyl Plank (LVP) flooring, an updated half bathroom with tile floors while brand new carpet adorns the up-stairs and the two guest bedrooms. These two comfortable guest bedrooms share a Jack and Jill bathroom, providing privacy and convenience. This home features a whole house air purifier system which ensures clean and healthy air throughout the home. Walk out from the living room onto a double-level TREK back deck, ideal for hosting gatherings or simply enjoying the outdoors. The backyard includes a cozy firepit area and a running creek at the end of the property, perfect for entertaining and enjoying nature. This home is just 2.5 miles from E College St, 2.9 miles from Maple Dr and conveniently located near various shopping centers and dining options, ensuring all your essentials and culinary cravings are just a short drive away. Enjoy nearby parks for outdoor activities, including walking trails, playgrounds, and sports facilities. This home seamlessly blends classic Cape Cod charm with modern amenities, making it a perfect retreat for those seeking comfort and style. Don't miss out on this exceptional property-contact myself or your favorite realtor today to schedule your private tour!
Source: GAMLS #10420312
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10420312
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10420312
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.