13152 Greenpointe Dr, Orlando, FL 32824
5 beds · 3 baths · 1,870 sqft
The seller is offering an additional $10,000 toward the buyer's closing costs and prepaids—don’t miss this incredible opportunity! This spacious 5-bedroom, 2.5-bath single-family home is in one of Orlando’s most desirable communities. With an additional flex room perfect for a home office or guest space, this property offers plenty of room to accommodate your needs. The open floor plan is filled with natural light, featuring high ceilings and a functional layout. The kitchen includes stainless steel appliances (all included), black granite countertops, and a breakfast bar, making it a versatile space for cooking and entertaining. Ceramic tile flooring runs throughout the main level, while durable vinyl flooring is found upstairs—**no carpet anywhere!** The backyard is landscaped and includes a screened-in lanai, offering a great space for outdoor dining, relaxing, or hosting gatherings. The first-floor master suite includes a walk-in closet and an ensuite bathroom with dual vanities and a combination tub and shower. This home is ideally located just minutes from **Lake Nona and Medical City**, offering access to world-class healthcare, research facilities, and vibrant community amenities. Commuting is a breeze with **easy access to major highways, including 417, Florida’s Turnpik|e, and 528, providing seamless connections to the Orlando International Airport, downtown Orlando, and nearby attractions. With a **low HOA fee of only $40/month** and recent updates, including a **new roof and AC unit installed in 2022**, this property combines convenience, comfort, and value.
Source: STELLAR #S5111917
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #S5111917
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #S5111917
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.