1315 Crystal Vision Rd, Deland, FL 32724
4 beds · 4 baths · 3,613 sqft
Move in Ready and priced at Appraised Value! This south facing 3,600 sq ft custom-built Mediterranean style home is nestled on 1.99 acres of secluded and quiet land with a private asphalt road off of the main road. Conveniently located close to shopping, schools, downtown, and access to I-4 (within 2-3 miles). This home has 4 bedrooms, 3.5 baths, spacious kitchen with walk-in pantry. The 4th bedroom would be perfect for a home-base business, gym, or mother-in-law suite. It has a separate entrance door, full bathroom, and kitchen sink with built in cabinets. Home has a new roof, new refrigerator, new dishwasher, two new A/C units. Walls of this home are all foam filled with Core 500 fill – insulating the house for energy efficiency, and helping keep airborne dust, allergens and pests out of indoor spaces. The property is on a well with a whole house water softener system and a septic tank – no water and sewer bill. It also has a reverse osmosis drinking water station for clean and high-quality water and an instant hot water dispenser system. No waiting to get hot water. The massive wrought Iron entrance door on this home sets the tone of beauty and quality. The spacious living room is the center of this house. Five 12” columns with arches define the foyer, living room and formal dining room. The interior architectural charm includes archways, 12’ ceilings, 8’ wood interior doors, crown molding, 5” base boards as well as custom tray ceilings in the master bedroom, living room and kitchen. There is beautiful hardwood flooring in the Living room, hallway and bedrooms, and all the other rooms have 18” ceramic tiles. The spacious kitchen includes granite countertops, custom built cabinets, a 8’ x 4’ large island with prep sink, built-in range hood, and all stainless-steel appliances. The walk-in pantry has built-in shelves. One of many unique upgrades of this home is rounded corners throughout the home giving it a cozy and relaxed ambience. The Master bathroom has his and hers walk-in closets with built-in wood organizers, dual sinks, granite countertops, a large bathtub, and a large shower room. Off of the living room is an enclosed Florida room with a wet bar and under A/C as well. The windows and sliding glass doors allow a nice view of the private backyard including several citrus trees. The back yard has plenty of space for any size swimming pool. The lanai right outside of the master bedroom is for a home spa with a hot and cold-water shower. This spa area is also accessible from the Florida room. The spacious 2 car garage with workbench area has a new polyaspartic concrete coated floor. This property also includes a separate 24’ x 36’ steel building with a concrete floor and a 15’ roll up door for an RV or Boat. This building can be expanded. The property’s landscape is well designed and maintained and has an automatic sprinkler system. The original/current owners have been taking great care of this property, and it is a MUST SEE!
Source: STELLAR #o6221454
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6221454
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6221454
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.