13120 HATHERTON CIR, Orlando, FL 32832
This stunning re-imagined HOME w/ 5 Bedrooms!!! 3.5 Baths!!!in the gated golf community of Eagle Creek! Custom glass door welcomes you into to the deco modern open floor plan. Luxury Ceramic flooring throughout entire home wet areas, Impressive modern 42" kitchen Cabinets and appliances; Water filter system providing filtered water to the whole house, Wood beams accentuate living space along with the picture windows that showcase the mature landscaping. Main floor primary bedroom features designer en suite bath with walk in rain shower and custom closet. Staircase leads to a great lounge/loft space. Four oversized bedrooms with customized closets and 2 full Jack and Jill baths connect the stylish spaces perfectly.!!!!!! NEW Roof! (Will be Install before Closing)!!!!! and HVAC system just completed - 2023. Property on an oversized lot, rear Deck Porch with Pavers. Zoned for Lake Nona School District. This rare home is what you have been searching for. Welcome HOME! The Eagle Creek Golf Club Community offers 18 hole golf course, clubhouse, golf pro shop, lounge, restaurant and tavern. Recreational Areas for residents include swimming pools, exercise gym, tennis courts, basketball courts and playgrounds. Eagle Creek Golf Club community is located in the highly desirable area of Lake Nona. Close proximity to Medical City, Lake Nona Performance Club (LNPC), Lake Nona Town Center, Boxi Park, Drive Shack, and United States Tennis Association National Training Facility. The home is located 15 minutes from Orlando International Airport (MCO), 30 minutes from Walt Disney World, 30 minutes from Universal Studios Florida Theme Park and 30 minutes from Sea World Orlando.
You may be able to put down less than the total down payment amount of $372,138 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5106395