13120 Hatherton Cir, Orlando, FL 32832
5 beds · 4 baths · 2,733 sqft sqft
This stunning re-imagined HOME w/ 5 Bedrooms!!! 3.5 Baths!!!in the gated golf community of Eagle Creek! Custom glass door welcomes you into to the deco modern open floor plan. Luxury Ceramic flooring throughout entire home wet areas, Impressive modern 42" kitchen Cabinets and appliances; Water filter system providing filtered water to the whole house, Wood beams accentuate living space along with the picture windows that showcase the mature landscaping. Main floor primary bedroom features designer en suite bath with walk in rain shower and custom closet. Staircase leads to a great lounge/loft space. Four oversized bedrooms with customized closets and 2 full Jack and Jill baths connect the stylish spaces perfectly.!!!!!! NEW Roof! (Will be Install before Closing)!!!!! and HVAC system just completed - 2023. Property on an oversized lot, rear Deck Porch with Pavers. Zoned for Lake Nona School District. This rare home is what you have been searching for. Welcome HOME! The Eagle Creek Golf Club Community offers 18 hole golf course, clubhouse, golf pro shop, lounge, restaurant and tavern. Recreational Areas for residents include swimming pools, exercise gym, tennis courts, basketball courts and playgrounds. Eagle Creek Golf Club community is located in the highly desirable area of Lake Nona. Close proximity to Medical City, Lake Nona Performance Club (LNPC), Lake Nona Town Center, Boxi Park, Drive Shack, and United States Tennis Association National Training Facility. The home is located 15 minutes from Orlando International Airport (MCO), 30 minutes from Walt Disney World, 30 minutes from Universal Studios Florida Theme Park and 30 minutes from Sea World Orlando.
Source: STELLAR #s5106395
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5106395
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5106395
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.