13118 Whisper Bnd
San Antonio, TX 78252
5 beds · 4 baths · 2,678 sqft
$340,000
Get prequalifiedAbout this home
OPEN HOUSE July 19th from 1-4 PM! VA Assumable Loan | Preferred Lender Incentives with Legacy Mutual Mortgage -Payton Adams! Welcome to 13118 Whisper Bend, San Antonio, TX 78252 - a beautifully upgraded 5-bedroom, 3.5-bath home with 2,678 sq. ft. of living space, located in the highly desirable Whisper Falls community. Built by DR Horton, this Landry floor plan offers the perfect blend of modern design, comfort, and convenience - ideal for military families and growing households. Home Highlights: Open-concept layout with abundant natural light Gourmet kitchen featuring granite countertops, white cabinetry, subway tile backsplash, stainless steel appliances, gas cooking, and a large center island with breakfast bar Formal dining room just off the kitchen - perfect for entertaining Primary suite on main floor with spa-like ensuite: double vanities, garden tub, walk-in tile shower, and spacious walk-in closet Upstairs includes a large game room/loft, four generously sized bedrooms, two full bathrooms, and additional storage Covered back patio and fully fenced backyard - perfect for evening BBQs or relaxing outdoors Upgrades & Features: Luxury vinyl plank flooring in main & wet areas 9' ceilings + 2" faux wood blinds throughout Smart Home Technology: Home Is ConnectedTM system with app-controlled lights, thermostat, and locks Ceramic tile in bathrooms & laundry Pre-plumbed for water softener Full irrigation system and professionally landscaped front yard Community Amenities: Resort-style pool, playground, sport courts, parks, and an on-site Lifestyle Director Located just off Hwy 90 & Loop 1604 - Easy commute to Lackland AFB & Medina Annex Zoned to the top-rated Medina Valley ISD USDA financing available for qualified buyers Don't miss this move-in ready home with incredible value, low interest VA loan options, and builder-style features without the wait!
Source: SABOR #1857887
Payments are estimates and subject to approval.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.