13115 Acacia Ave, Desert Hot Springs, CA 92240
3 beds · 3 baths · 2,114 sqft
Stunning Private Estate with Breathtaking Views & Resort-Style Amenities! Sweeping mountain and desert vistas, breathtaking sunsets, and ultimate privacy—this unique hillside estate offers the best of serene desert living! Nestled on nearly half an acre (20,473 sq. ft.), this elevated hillside estate boasts unmatched privacy with no direct neighbors, allowing you to enjoy panoramic views in peace. Designed for entertaining and relaxation, the resort-style outdoor space features a heated Pebble Tec saltwater pool and spa, custom poolside cabanas, a full outdoor kitchen, bocce ball court, fire pit, and an outdoor movie theater—perfect for unforgettable nights under the stars. Inside, the 2,114 sq. ft. open-concept home features 3 bedrooms, 3 bathrooms, a spacious chef’s kitchen, and two separate living areas. Designed for flexibility and multi-generational living, the layout includes a private attached casita with its own living room, kitchenette, and large ensuite bedroom—ideal as a luxurious primary suite, guest house, rental unit, home office, or creative studio. The poolside cabanas add even more versatility, offering a separate bedroom, bathroom, and lounge space—perfect for additional privacy or guest accommodations. Fully remodeled down to the studs in 2015, this mid-century modern-inspired home was upgraded again in 2021 with polished concrete floors inlaid with glass, plush new bedroom carpeting, and over $180,000 in outdoor enhancements. Upgrades include a new roof, HVAC, dual-pane windows, plumbing, electrical, and appliances. Additional highlights: No direct neighbors—ultimate privacy Fully fenced & gated Energy-efficient solar panels for big year-round savings Two RV parking spaces, including one with full 50-amp hookups Low-maintenance desert landscaping Resort-style outdoor space with multiple gathering areas Minutes from shopping, dining, medical facilities, and top-rated golf courses Quick access to Palm Springs, Joshua Tree, Coachella Festival & more! This move-in ready estate is perfect for those seeking luxury, comfort, and a true desert retreat. Whether you’re looking for a full-time residence, weekend escape, or seasonal retreat, this home has it all!
Source: CRMLS #OC25054264
Financials
Source: CRMLS #OC25054264
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.