13110 Shumard Way, Riverview, FL 33579
4 beds · 3 baths · 2,448 sqft
Perfectly positioned on a premium homesite in the heart of Triple Creek, just steps from the community park and resort-style amenities, this beautifully upgraded Casa Fresca home features 4 bedrooms, 2.5 baths, and a spacious loft with nearly 2,500 Sq Ft. of bright open living space. Built in 2020 and impeccably maintained, this Julieta C floor plan offers a thoughtful layout and designer finishes throughout. Set on a quiet street with no front neighbors and walking distance to the community center—featuring two resort-style pools (with a third underway)—you’ll love both the location and lifestyle. Inside, you’re welcomed by rich updated bamboo flooring, custom shiplap accents, stylish light fixtures, and abundant natural light pouring in through oversized windows and sliding glass doors. The heart of the home is a stunning eat-in kitchen with white shaker cabinetry, granite countertops, a large center island with breakfast bar, stainless steel appliances, tile backsplash, and a walk-in pantry—ideal for everyday living and entertaining. Upstairs features a generous loft, convenient laundry room, and all four bedrooms, including a serene primary suite privately set apart with a spacious en-suite bath, dual vanities, granite countertops, walk-in shower, and oversized walk-in closet. What truly sets this home apart is the custom outdoor oasis. The fully fenced backyard is completely pavered and features a 530 sq. ft. wood pergola with stained plank ceiling, exposed beams, decorative wood wall, and planter boxes—perfect for relaxing or hosting year-round. Additional features include under-stair storage, a 2-car garage with built-in shelving, and thoughtful design elements throughout. Located in the highly sought-after, master-planned community of Triple Creek, residents enjoy three Olympic-size pools, scenic walking trails, a clubhouse, fitness center, splash pad, basketball and tennis courts, playgrounds, and a dog park. With easy access to I-75, the Selmon Expressway, and Downtown Tampa this location provides ultimate convenience to all that Tampa Bay has to offer. This one checks all the boxes—space, style, location, and lifestyle. Schedule your private tour today!
Source: STELLAR #TB8366785
Financials
Source: STELLAR #TB8366785
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.