13109 Bar Geese Ct, Upper Marlboro, MD 20774
7 beds · 4 baths · 3,264 sqft
Welcome to your dream home in exclusive Perrywood community—a perfect blend of comfort, style, and modern convenience. Nestled in a desirable neighborhood, this beautifully maintained residence features an open floor plan that maximizes natural light and enhances everyday living. Step inside to discover a spacious living area that flows effortlessly into a gourmet kitchen equipped with stainless steel appliances, sleek countertops, and ample storage—ideal for both casual family meals and entertaining guests. The adjacent dining area offers a warm and inviting space for memorable gatherings. The home boasts 4 generously sized bedrooms in the upper level, including a luxurious master suite complete with a spa-like bathroom featuring a soaking tub, walk-in shower, and dual vanities. Additional well-appointed bedrooms and full gourmet kitchen in the basement provide flexibility for family, guests, or a home office. Outside, enjoy your private backyard oasis with a covered patio and lush landscaping—perfect for outdoor dining, relaxation, or hosting summer barbecues. With its proximity to top-rated schools, shopping, and parks, this residence offers not only a place to call home, but a lifestyle to embrace. The HOA features swimming pool, tennis courts, walking paths, tot lots, basketball court and coming soon a community center to add convenience to an already wonderful community. Schedule your private tour today and experience the elegance and functionality of this exceptional property firsthand. Assumable FHA loan- contact me for more details!
Source: BRIGHT #MDPG2142968
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2142968
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.