13101 Laurel Glen Rd, Clifton, VA 20124
5 beds · 4 baths · 4,519 sqft
Stunning all brick colonial that looks like it's straight from the pages of Architectural Digest. Professionally decorated – and updated throughout – you will love the privacy of the 5-acre flat lot and its proximity to everything – including the charming town of Clifton. A beautiful covered entryway greets you as you walk into this amazing 5 bed, 3.5 bath home. New roof in 2025, including the accent metal roof with oversized gutters and gutter guards. Fully renovated kitchen in 2025 with quartz countertops, seated bar area, white soft-close cabinetry, beveled mirror tile backsplash and all new LG appliances. The primary bath was updated in 2023 and has a double shower with a separate sauna and quartz countertops. The entire interior of the home was just repainted this year and all new LVP flooring was installed on the main and lower levels in 2024. Hardwood floors on the upper level. The home features three fireplaces — including one in the primary bedroom, a family room with a wood-ceiling accent, a three- level extension on the back of the home, with a wall of windows on the main level, multiple decks, including one off the primary suite – that is completely private and has a TV for your viewing pleasure and a fire pit! The main-level office has built in bookshelves with a large picture window. All updated lighting throughout the home is from Arhaus and Restoration Hardware. New LG Washer and dryer in 2025. The expansive walk-out basement has a full bedroom, fully updated bath, large recreation room, an exercise room and plenty of storage. New water treatment system installed in 2024. Get ready to fall in love with the extra-large patio and pavilion that was added in 2023. A great place to do all your outdoor living. A walkway from the home to the patio was just installed in March of 2025. Two-tiered rear deck with a 6 seat Jacuzzi hot tub, professionally serviced and maintained. A new, oversized storage shed was added in 2024, the entire exterior of the home was painted in 2023. The yard.. has plenty of space to add a pool or play a full game of soccer or football. A great fire pit, a long-private driveway, mature trees adding privacy and so much more. Perimeter fence plus a smaller fenced area for your pets. Over 400k in upgrades have been recently made to this exquisite and inviting home. Both the well and septic were inspected in 2024 with the septic being pumped at that time as well. Home is close to all the major commuting routes and plenty of shopping and restaurants are nearby. The popular town of Clifton is just a short distance away. Country living at its best all while being close to it all. An absolute stunner!!
Source: BRIGHT #VAFX2225828
Financials
Source: BRIGHT #VAFX2225828
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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