13100 Stone Valley Dr, Peyton, CO 80831
5 beds · 4 baths · 3,611 sqft
Pristine 2-story with abundant natural light & space for everyone & everything! This home feels better than brand new! Come on in to the wide-open, welcoming entryway with its grand staircase, handy closet, and easily accessible half bath. Make yourself at home in the front living room or the family room with its built-in entertainment center & cozy gas fireplace--both rooms have soaring 2-story ceilings & lots of windows that let in the light! Relax & create in the big, eat-in kitchen with its counter bar, big island, granite counters, pantry, included appliances, and abundant counter & cabinet spaces! Entertain in the beautiful separate dining room or in the beautifully landscaped, fully fenced, oversize back yard with its huge concrete patio & gazebo! Pamper yourself in the giant primary bedroom with vaulted ceiling and window seats! Enjoy the huge bathroom, his and hers closets, double sinks & a big, walk-in shower. Two more bedrooms (one with a walk-in closet), a beautifully appointed full bath, and a laundry room with included washer and dryer complete the open, airy upstairs. Downstairs you'll find a giant, sprawling second family room, with a roughed in wet bar and wired for surround sound, that's big enough for a pool table and a couple of comfortable seating areas! There are also two more good-sized bedrooms & another beautiful full bath downstairs! Enjoy the comfort and convenience of a high-efficiency furnace, central AC, and a manifold plumbing system! Enjoy abundant storage in the oversized, fully-insulated garage (4' extension that also extends the primary bedroom) & the 10x12 shed! The driveway faces south, so snow melts off quickly, and the vinyl fence, automatic sprinklers, and low maintenance landscaping mean you can enjoy your time outside instead of just working! Plexiglass window well covers & a security system with cameras and DVR add to your peace of mind, leaving you free to enjoy this amazing neighborhood with its exclusive 2nd rec center!
Source: PPMLS #9534384
Source: PPMLS #9534384
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9534384
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.