1310 N Northridge Ct, Sand Springs, OK 74063
5 beds · 4 baths · 4,127 sqft
Welcome to a stunning home in the gated community of Northridge Estates. This exceptional property with just over 4,100 sq.ft. is in pristine and immaculate move-in condition. The chef’s kitchen includes lots of storage, granite countertops, 10’ ceiling height kitchen cabinets and breakfast nook. Formal dining room, Executive office/study with built-ins, spacious great room with charming gas log fireplace. Beautiful crown molding and woodwork, Hunter Douglas Silhouette Blinds and tinted windows throughout the home. 5 bedrooms and 3 ½ baths. The large primary suite is definitely one you will want to see with spacious walk-in closets and access to a private beautiful garden patio with a water fountain and accent lighting. The upstairs is only 2 years old and has wood flooring throughout with 2 bedrooms, full bath, extra living area, foyer, and spacious utility & storage rooms. Oversized 2-car garage with new cabinets and Jim Giles Storm shelter 4’ X 6’. The entire yard is professionally landscaped along with 12-volt accent lighting throughout and includes a spacious fenced in backyard. All of this and more makes this the home you have been waiting for. Don’t miss the opportunity to own this luxurious property! ***THE SELLER IS OFFERING BUYER UP TO $15,000 TOWARDS A 2/1 INTEREST RATE BUY DOWN ON AN ACCEPTABLE OFFER. ALSO DON'T FORGET THERE IS AN ASSUMABLE VA LOAN @ 2.50% INTEREST RATE. Distance to amenities: Tulsa Hill shopping 13 miles/15 minutes, Tulsa Premium Outlets Jenks, 19 miles/22 minutes, Tulsa International Airport 16 miles/20 minutes, Tulsa Downtown 6 miles/12 minutes and Keystone State Park 12 Miles/15 minutes. Sand Springs amenities: Walmart Supercenter, Chick-fil-A, Chili’s, Schlotzsky’s, Starbucks, Olive Garden, Whataburger, El Maguey, Rib Crib BBQ, Billy Sims BBQ, Colton’s Steakhouse, IHOP & many more. All within 3 miles.
Source: MLSTECHNOLOGY #2432613
Financials
Source: Public records
Source: MLSTECHNOLOGY #2432613
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.