131 S CHURCH RD, Bensenville, IL 60106
Discover the perfect blend of space, style, and comfort in this beautifully designed 4-bedroom, 3-bathroom split-level home. With over 2,500 square feet of well-planned living space, this home is ready to meet all your needs, whether you're hosting gatherings, enjoying quiet family time, or simply relaxing in your own private retreat. *MAIN LEVEL: Walking through the west-facing main entrance, you are welcomed into a spacious foyer complete with a convenient coat closet, perfect for greeting guests or stashing everyday essentials. Just a few steps up lead you to the expansive living and dining room combo, where hardwood floors, vaulted ceilings, and skylights create a bright and airy space ideal for entertaining. The kitchen, adjacent to this area, is a chef's delight, featuring 42-inch cabinets, sleek granite countertops, and a convenient breakfast bar that's perfect for casual meals or a morning coffee. *UPPER LEVEL: Ascend to the upper level, where the master bedroom offers a private sanctuary. Unwind in the full bath, complete with a Jacuzzi and a separate stand-in shower, providing a spa-like experience right at home. Two additional bedrooms on this level offer ample space for family, guests, or a home office, making it a versatile and functional part of the home. *LOWER LEVEL: The lower level offers a unique opportunity with a bedroom, bathroom, and a family room with exterior access through elegant French doors. This area is perfect for an in-law arrangement, a guest suite, or a private space for family or visitors. BASEMENT: The finished basement is designed for fun and relaxation, with tiled floors, a cozy fireplace, and a dry bar that's perfect for hosting game nights or unwinding with a good book. This versatile space can be whatever you need it to be - a storage, a playroom, or personal retreat. *OUTDOORS: Step outside to your private backyard, where a raised deck provides the perfect spot for summer barbecues, outside activities, or simply soaking up the sun. The enormous detached 3-car garage with 9 feet high overhead doors is a standout feature, offering ample space for larger vehicles, storage, or a workshop. The long asphalt driveway provides additional parking space for guests and convenience. *OTHER: With 200 Amps electric service, a Rheem HVAC system, and a Rheem water heater, this home is equipped for modern comfort and efficiency. Plus, its prime location provides easy access to O'Hare Airport, Rt. 83, and I-290, making your commute or travel plans a breeze. Whether you're starting a new family, need more space, or are looking for a home that can adapt to your changing needs, 131 S Church Rd is the perfect fit. Don't miss out on this opportunity to own a home that offers both comfort and convenience in a sought-after Bensenville neighborhood. Schedule a showing today and see why this home is the perfect place to start your next chapter.
You may be able to put down less than the total down payment amount of $291,359 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #mrd12133765