1309 Rebecca Dr, Haines City, FL 33844
4 beds · 3 baths · 1,940 sqft
PAID OFF ONE YEAR OLD SOLAR PANELS!!! OVER $100K in redesign features and renovations!!! Ready for you to begin living your best life on day one, or add to your short-term rental portfolio, live the resort lifestyle in your dream home at the Southern Dunes Golf and Country Club Community! This stunning 4-bedroom, 3-bathroom residence blends luxury and comfort, ideal for both relaxation and entertaining. Notable upgrades include paid-off one-year-old solar panels, and new energy efficient windows in the bedrooms offering energy efficiency and savings on your electricity bill. With over $100K in additional renovations, this home has been thoughtfully upgraded, including a newer roof, A/C, and pool equipment, and interior redesign ensuring years of enjoyment. Tile throughout! As you enter, you’re greeted by a spacious living area featuring high ceilings and large windows, flooding the space with natural light. The modern kitchen is a chef’s delight, equipped with quartz countertops, and a large peninsula countertop that doubles as a breakfast bar. The master suite is a true retreat, complete with an ensuite bathroom featuring a soaking tub, walk-in shower, and huge walk-in closet. Three additional well-appointed bedrooms and two full baths offer ample space for family and guests, all bedrooms with wall mounted TVs. Step outside to your private oasis, where a sparkling pool awaits. Surrounded by a beautiful fully fenced backyard, it’s the perfect spot for sunbathing or hosting summer barbecues. Relax and enjoy outdoor dining and lounging. Located within the amazing Southern Dunes Golf and Country Club, this home offers access to top-notch amenities, including a championship golf course, driving range, clubhouse, restaurant and bar, fitness center, library, community pools, playground and recreational facilities. Whether you’re seeking a permanent residence or a vacation getaway, this home is a perfect fit. Don’t miss the opportunity to make it yours! Most furniture negotiable. ASSUMABLE VA LOAN WITH LOW INTEREST RATE.
Source: STELLAR #O6293210
Financials
Source: Public records
Source: STELLAR #O6293210
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.