13084 Drysdale St, Spring Hill, FL 34609
3 beds · 2 baths · 1,432 sqft
Back on the market: Buyer financing issue Discover Your Oasis in Spring Hill! This inviting 3-bedroom, 2-bathroom pool home offers the perfect blend of location, comfort and style. Nestled on just under a quarter acre, this home provides ample space for relaxation and entertainment. Key Features: • Spacious Living: With 1,432 square feet of living space, there's plenty of room for your family to grow and entertain guests. Enjoy the Florida sunshine in your own backyard oasis, complete with a sparkling pool. Primary bedroom features a walk in closet. • Prime Location: Situated in a desirable Spring Hill neighborhood, you'll be close to schools, shopping, restaurants, and the Suncoast Parkway. Enjoy easy access to the Weeki Wachee River and only an hour away from Tampa. • Attached Garage: Keep your vehicles safe and secure in the two-car garage. • Recent Upgrades: Peace of mind comes with knowing that major systems have been recently replaced. The roof was replaced in 2017, the AC unit was new in 2023, the electrical panel was upgraded in 2020, and the vinyl fence was installed in 2022. • Bring your toys: The fence has a double gate with plenty of room for RV or boat parking. • No HOA or CDD: No additional fees or rules. Don't miss out on this fantastic opportunity to make this your dream home. Contact us today to schedule a showing!
Source: STELLAR #tb8305810
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8305810
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8305810
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.