13076 Kanawha Dr, Weeki Wachee, FL 34614
3 beds · 2 baths · 1,946 sqft
Sprawling Country Retreat on Nearly 5 Acres – A Rare Gem! Escape to your own private oasis with this fantastic 3-bedroom, 2-bathroom ranch-style pool home, perfectly situated on just under 5 acres of serene countryside. If you’ve been dreaming of wide-open spaces, fresh air, and the freedom to spread out, this is the ideal property for you! A Home Built for Comfort & Charm… Built in 1985, this unique home exudes warmth and character, featuring a spacious and inviting family room with a stunning oversized fireplace—perfect for cozy evenings. The light-filled kitchen is open to the family room, making it the heart of the home, while a formal dining room and separate living room provide plenty of space for entertaining and relaxation. The split-bedroom floor plan offers privacy, with a spacious primary suite boasting a huge walk-in closet and a bright, airy ensuite bathroom. The additional two bedrooms are generously sized, making this home perfect for families or those who love to host guests. Endless Outdoor Possibilities… Step outside to your screen-enclosed pool area, complete with a large covered patio, perfect for unwinding after a long day or entertaining guests. The expansive property provides ample space for gardening, raising animals, or simply enjoying the peaceful surroundings. Dream Garage & Workshop Space… For those who need storage and workspace, this property is a dream come true! In addition to the oversized attached 2-car garage, there is an extra-large detached workshop with drive-through garage doors on both sides and carports on each end—an ideal setup for car enthusiasts, hobbyists, or anyone needing extra storage. Bring Your Toys & Your Imagination!… With nearly 5 acres of land, there’s plenty of room for four-wheelers, dirt bikes, RVs, and more. Whether you envision a mini farm, a private retreat, or an outdoor adventure paradise, the possibilities here are truly endless. Recent Updates & Extras… Newer Roof, New Central Heating & Air System, Brand New Well Pump, All Appliances Stay, and Inside Laundry Room. This home is priced to sell and offers incredible value for those seeking space, privacy, and country living without sacrificing modern conveniences. Don’t miss the chance to make this incredible property your own—schedule your showing today!
Source: STELLAR #TB8355572
Financials
Source: STELLAR #TB8355572
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.