1306 Coppertree Dr, Tarpon Springs, FL 34689
4 beds · 2 baths · 1,614 sqft
Welcome to your Dream Home in Tarpon Springs! Discover the perfect blend of style and comfort in this 4-bedroom, 2-bathroom gem, ideally located in the heart of Tarpon Springs. With its move-in ready condition, this home combines durability with easy maintenance, making it the perfect sanctuary for families and entertaining alike! Step inside and feel at home in the spacious open living area, enhanced by designer updates and luxury vinyl flooring. Modern fixtures add a touch of elegance throughout. The heart of the home boasts an impressive kitchen that will delight culinary enthusiasts. Featuring abundant counter space, shaker cabinets, quartz countertops, and a stylish modern backsplash, it's a dream come true for meal prep and entertaining. The seamless flow from the front living area to the dining space creates a welcoming atmosphere, perfect for gatherings with family and friends. The generous family room is designed for relaxation and cozy evenings at home. Retreat to the spacious primary bedroom complete with an ensuite featuring a beautifully updated walk-in shower. The split bedroom floor plan offers additional generous bedrooms, perfect for family or guests, with ample closet space for all your belongings. The large fourth bedroom is ideal for an office, gym, or play area-let your imagination run wild! Step outside to your own slice of paradise. This outdoor space is perfect for enjoying your morning coffee or hosting summer barbecues. Dive into your private built-in pool, surrounded by lush landscaping and a full hedge for ultimate privacy- sand, sun, and the Florida lifestyle await! The property also features a garage and two additional bonus sheds, providing plenty of room for storage, tools and toys. Nestled in a quiet Tarpon Springs neighborhood, you'll enjoy easy access to schools and shopping with NO HOA. Just minutes away from Fred Howard Park and Beach, downtown Tarpon Springs with its charming festivals, restaurants, and shops. Experience the best of Tarpon Springs with quick access to the Gulf of Mexico, Sunset Beach, Lake Tarpon, and Anclote River. Explore nearby Honeymoon Island, Caladesi Island and the vibrant communities of downtown Palm Harbor and Dunedin. Plus, convenient access to hospitals and Tampa International Airport makes this location unbeatable. Don't miss your chance to call this beautiful home your own. See it today and start living the dream of Tarpon Springs! NO damage whatsoever from Hurricanes!
Source: STELLAR #tb8317712
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8317712
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8317712
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.