1306 Aguacate Ct, Orlando, FL 32837
4 beds · 2 baths · 1,913 sqft sqft
EASY TO LOVE - Welcome to your dream home in the charming gated community of Kempton Park of Southchase, located in vibrant South Orlando near Hunters Creek! This move-in ready 4-bedroom, 2-bathroom residence is perfect for anyone seeking comfort and convenience. As you step inside, you’ll be greeted by a bright and airy combined dining and living room, enhanced by gleaming tile floors. Further back is the heart of this home, the open-concept kitchen and family room, where a sliding glass door frames stunning POND VIEWS, inviting the beauty of nature indoors. The kitchen boasts ample cabinetry, generous counter space, a stylish mosaic backsplash, and a spacious closet pantry—ideal for culinary enthusiasts. The thoughtfully designed floor plan offers privacy and functionality. The primary suite, off the family room, features a walk-in closet and an ensuite bath complete with dual sinks, a relaxing garden tub, and a convenient step-in shower. Two secondary bedrooms are just off the dining room, sharing a well-appointed full bathroom with a tub/shower combo. The fourth bedroom is at the front of the home adjacent to the front entry and living room, making its use flexible for guests, an office, or a home gym. Enjoy the ease of an INSIDE LAUNDRY ROOM that connects to the double car garage, providing extra storage and space for all your needs. When you’re ready to unwind, retreat to your SCREEN-ENCLOSED PATIO, where you can sip your favorite beverage while taking in serene water views and watching the local wildlife. For those seeking adventure, Gatorland is just a couple of miles away, and Kempton Park places you within 2 miles of excellent dining and shopping options. Plus, easy access to SR-417 and the Florida Turnpike makes commuting a breeze, with the Crosslands Shopping Center only 4 miles away. Plus, all major systems, including the roof, A/C, and water heater, were updated in 2013. Don’t let this opportunity slip away—schedule your showing today! <iframe width='853' height='480' src='https://my.matterport.com/show/?m=cuNCQEWmFcn&' frameborder='0' allowfullscreen allow='xr-spatial-tracking'></iframe>
Source: STELLAR #o6244098
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6244098
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6244098
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.