1305 SE 15th St, Wagoner, OK 74467
3 beds · 2 baths · 2,389 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover Comfort and Convenience in Wagoner Step into a space where comfort meets convenience in this charming 3-bedroom, 2-bathroom family home designed for those who cherish both indoor and outdoor living. An impressive 2,389 square feet of interior space ensures that everyone in the family has a cozy nook to call their own. Where Relaxation Meets Functionality Let's start with the heart of the home, featuring a generous kitchen that opens up to a welcoming living area, perfect for hosting family game nights or enjoying quiet evenings by the fireplace. Each bedroom is designed with tranquility in mind, especially the primary bedroom that promises a restorative retreat from your bustling daily life. Additional amenities include a dedicated grow room that invites your green thumb to thrive all year round. Your Personal Oasis The house sits on a spacious lot, offering plenty of room for outdoor fun and relaxation. Imagine spending your weekends soaking in the hot tub or hosting barbecues in the screened-in patio—this house is an entertainer’s dream! Whether you're gardening in the generous yard or simply enjoying a quiet morning with nature, this space will not disappoint. Perfectly Placed Conveniently located, this home provides easy access to essential amenities along with delightful recreational spots. enjoy the convenience of an attached garage that keeps your vehicles safe and sound, and doubles as additional storage or a workshop space. This Wagoner home is not just a dwelling, but a delightful setting for your next chapter full of serene days and joyous gatherings. Embrace a life where every day feels like a staycation, and every corner offers something special. Your future home awaits, imbued with warmth, character, and all the practicalities you need. Why merely exist somewhere, when you can live here, fully and happily? Come see why this isn't just any house—it’s your future home, ready for memories to be made.
Source: MLSOK #1136032
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1136032
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.