1304 Positano Pass, Leander, TX 78641
4 beds · 4 baths · 3,098 sqft
VIEWS, VIEWS, VIEWS!! Discover refined luxury living at 1304 Positano Pass in Leander, TX, a beautifully built 4 Bedroom/3.5 Bath Taylor Morrison “Hampton” residence situated on a spectacular premium lot w/ sweeping panoramic views. The home is in immaculate condition, ready for you to move in and soak in those morning sunrises from a covered porch or two terraced areas. The heart of this 3098 sq.ft. home is undoubtedly the kitchen, a space designed for both culinary artistry & social connection. Envision preparing gourmet meals amidst the elegance of granite countertops & timeless appeal of shaker cabinets, all while enjoying the convenience of a large center island w/ bar stool seating. Living room offers a warm & inviting atmosphere, perfect for relaxing evenings, w/ fireplace providing a stunning focal point. Primary bedroom is designed w/ comfort in mind, enhanced by the elegant touch of crown molding & sweeping views. Retreat to the primary bath, where you'll find tiled walk-in showers & soaking tub, creating a spa-like environment for ultimate relaxation. This property boasts many features designed for outdoor enjoyment. Picture yourself hosting gatherings w/ outdoor al fresco dining, enjoying the fresh air & views on the bottom terrace, or relaxing in the outdoor covered living space, complete w/ an outdoor kitchen. Covered porch offers another vantage point to enjoy and soak in the surroundings. Upstairs is a large game/family room & 3 Bedrooms, all w/ walk-in closets. 2 Bedrooms are joined by a Jack & Jill bathroom w/ separate vanities. Additional features include a laundry room with a sink for convenience, a three-space tandem garage, and a mud room and a hidden under stairwell closet for additional storage. Community offers all amenities suited for today’s active lifestyle family complete w/ pool, tennis & sport courts, walking trails/sidewalks, pocket parks, & much more! Experience the perfect blend of comfort and style in this exceptional luxury home.
Source: ACTRIS #9100857
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: ACTRIS #9100857
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.