13038 Devils Thumb Pl, Peyton, CO 80831
4 beds · 4 baths · 2,135 sqft
MOVE RIGHT IN! Well-maintained 2-story home offering 2,135 sq. ft. of comfortable living space in the desirable Metropolitan Club neighborhood of Peyton. Featuring 4BRs, 3.5BAs, and a finished basement, this home blends style and functionality with wood laminate flooring, spacious living areas, and central air & heat for year-round comfort. The inviting living room boasts neutral carpet, a lighted ceiling fan, an entertainment recess, and a large window overlooking the fenced backyard. The dining area has convenient garage access, a slider to the backyard, and seamlessly connects to the kitchen, which is equipped with ample wood cabinetry, generous counter space, a pantry closet, and stainless steel appliances—including a double-range oven, built-in microwave, dishwasher, and a French-door refrigerator. A powder bathroom with a pedestal sink for guests completes the main level. Upstairs, you'll find three spacious BR suites, each with neutral carpet and lighted ceiling fans. The Primary Suite features a walk-in closet and an adjoining full bathroom with a dual-sink vanity and tub/shower combo. Two additional BRs share an adjoining Full Bathroom with a vanity and tub/shower combo. The upper-level Laundry Room includes upper cabinets for extra storage and comes with a washer and dryer. The Finished Basement includes a Game Room, private 4th BR and Full Bathroom, perfect for guests or an in-law suite. Enjoy outdoor relaxation in the fenced backyard, which backs to open space and includes a stamped concrete patio & play set to enjoy outdoor dining and fun. Attached 2-car garage with door opener. Nestled in a fantastic location close to D49 schools, walking trails, Antlers Creek Golf Course, & two recreation centers with indoor/outdoor pools & fitness center. This home also offers easy access to Hwy 24 & a quick commute to Peterson Space Force Base, Schriever Air Force Base, shops, & entertainment. Don't miss out on the opportunity to make this delightful home your own!
Source: PPMLS #4441345
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #4441345
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.