13031 Pacific Nighthawk Ave, Weeki Wachee, FL 34614
3 beds · 2 baths · 1,950 sqft
MOVE-IN READY!! NEWER GORGEOUS CRAFTSMAN CUSTOM HOME, built in 2022, offers 3 bedrooms + 2 bathrooms + 2-car attached garage + large detached metal building (20x20) + large covered back lanai (27x10) and large open patio for entertaining + RV hookup + completely fenced with white vinyl privacy fence + on a beautifully landscaped 1/2 acre corner lot! NO HOA. NO FLOOD (X Zone). Welcome your guests with your charming front porch with gorgeous stacked stoned, perfect for decorating for the holidays! Enter the home and feel how open and spacious it is with the open floor plan and high ceilings! The upgraded ceramic tile plank flooring is a beautiful feature...no vinyl floors here!! The large kitchen is the centerpiece of this home with its large island, double breakfast bars for extra seating! The kitchen offers upgraded marble countertops and lots of beautiful, real wood shaker cabinets for extra storage space, and newer stainless steel appliances! Formal dining room and large great room for the whole family to relax! Split floor plan for privacy for the master suite! The master bedroom is accented with a tray ceiling and has an ensuite bathroom with marble countertops, dual sinks, matching real wood shaker cabinets, oversized walk-in shower with frameless glass! The second bathroom offers matching finishes and a shower/tub combo with ceramic tiled walls! Enjoy your morning coffee on the back covered lanai which is spacious enough for a outdoor couch! The outdoor living space is extended with a large concrete patio to entertain your family and guests...grill out, sit around the fire pit, add a jacuzzi...it's a nice area to enjoy the moonlight and the stars in the evenings! The home offers 1,950 sq feet living space; 2,843 total square footage in the home + 400 square feet in the detached metal building/workshop. The detached workshop has power with its own electric meter, is well-built with a 5 inch concrete slab, 16x16 footers, a 7x20 concrete apron, 10x10 door and additional side entry door and windows to let in lighting and for residential appearance!! The area around the workshop building is fenced separately from the house with wide entrance gates to bring your extra vehicles, campers, boats, and toys into the fenced area which has crushed asphalt base for additional parking.
Source: STELLAR #w7869482
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869482
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869482
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.