13024 Tall Pine Cir, Fort Myers, FL 33907
2 beds · 2 baths · sqft
Wow! Looking for a Spacious, Updated 2B/2Ba Maintenance Free Villa w/a 2 Car Garage in the heart of S Ft Myers, just minutes to shopping, dining and area attractions? Look no further!! This wonderful Villa is "move in ready" and available for a Quick Closing! Beautifully Remodeled Granite kitchen with High End real wood cabinetry and top of the line GE Profile appliances, Samsung French Door fridge with 2 drawers, granite backsplash, light & bright breakfast room with sliders to screened lanai. New Hot Wtr Htr (2024), Newer 16 SEER AC (2019), Newly Painted thru out, Completely Updated baths w/Granite and Quartz counters, new white vanities, updated shower tile and glass enclosures. Large tile thruout & luxury vinyl plank flooring. Great open plan with soaring vaulted ceilings, decorative plant shelf, large lanai with 3 sets of sliders for access from living room, master bedroom & breakfast room! Spacious Master with a huge walk in closet, granite counters, new white cabinetry, updated shower with glass doors, light and bright with lots of windows and a slider to the screened lanai. 2nd bedroom with convenient, adjacent full bath, updated with quartz counters, white cabinetry and updated shower. Laundry room features built in cabinets and a handy utility sink. Full 2 Car garage with lots of space for vehicles & storage. Short walk to the beautiful community pool, surrounded by lush landscaping perfect for relaxing and enjoying the florida lifestyle! This wonderful, lushly landscaped, gated community is in the BEST location with easy access (so close you could even walk!) to Bell Tower Shops, restaurants, movie theater & US41 or go out the other gate and you are on Daniels Pkwy just minutes to Gulfcoast Hospital/Medical Ctr, Twins Spring training, Target, Whole Foods, Publix & more! Low HOA Fees of $530/mo include Insurance, Cable/Internet, Water/Sewer, Lawn Care, Exterior Pest control & Community pool! You will love this community, the location & this Beauty of a Villa that is Move-In ready & waiting for you!!
Source: FORTMYERS #224074630
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224074630
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224074630
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.