13023 Rambling Oak, San Antonio, TX 78232
4 beds · 3 baths · 2,765 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome HOME! A former David Weekley model home on a desirable corner lot. This stunning 4-bedroom, 3-bath home is beautifully decorated and features a gourmet island kitchen that's as functional as it is beautiful, complete with a spacious walk-in pantry, double ovens, rich granite countertops, and custom soft-close cabinetry. The cozy eat-in dining area creates the perfect space for casual meals, morning coffee, or gatherings with loved ones. With two spacious and welcoming living areas plus a versatile bonus room, this home offers the perfect balance of privacy and entertainment-ideal for quiet evenings or lively gatherings. Step into your serene retreat in this stunning main bedroom, where comfort meets elegance. A cozy fireplace is flanked by custom built-in bookshelves, creating the perfect spot to unwind with your favorite novel or enjoy a peaceful evening. French doors open to a private backyard oasis, where a soothing fountain sets the tone for relaxation and tranquility. The spacious suite flows seamlessly into a spa-inspired ensuite bathroom featuring a luxurious soaking tub, walk-in shower, and elegant finishes designed to pamper and restore. This is more than a bedroom-it's your personal sanctuary. Enjoy the best of outdoor living on the spacious covered patio, surrounded by a custom-built 8-foot privacy fence that lights up beautifully at night. This backyard is a true oasis with plants galore, including stunning Magnolia trees that add charm. A hidden storage unit offers extra convenience and organization for outdoor tools and gear. Whether entertaining guests or relaxing, this thoughtfully designed outdoor space provides comfort and privacy in a lush garden setting. The built-out bonus room in the attic offers ample space for Christmas decorations, storage, and a craft room. The expansive garage provides dedicated space for your vehicles and features gleaming epoxy floors and abundant built-in storage. Whether you're dreaming of the ultimate man cave, a well-equipped workshop, or a versatile hobby space, this garage is designed to handle it all with style and functionality. Centrally located and close to many attractions in San Antonio, with easy access to main highways and roads. This one feels like home; come see for yourself.
Source: SABOR #1851811
Source: SABOR #1851811
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.