1302 Wrangler Way, Princeton, TX 75407
4 beds · 2 baths · sqft
Welcome to the Ingleside home by DR Horton. A beautiful home with over $15,000 in upgrades from the base model (see below list). The home has all luxury vinyl flooring which enhances it's appeal. Features include open floorplan with large island, granite countertops, stainless steel appliances and a walk-in pantry. The house is a complete smart home system with door locks, garage door access, custom indoor lighting fixtures. The front and back yard have custom flower beds and a beautiful brick fence. Found in Winchester Crossing, this neighborhood contains multiples pools, playgrounds and fishing ponds within walking distance! This 4-bed, 2-bath home is in pristine condition and conveniently located by thoroughfares to McKinney, Allen, Plano, Frisco and more. Some of the great upgrades to the property are: • Custom (front and back) flower beds and two magnolia trees. • Custom Modern 4 pane front door. • Installed waterproof vinyl plank flooring in all bedrooms. • Upgraded all faucets and showers to black matte finishes. • Replaced mirror in guest bath with a lighted cabinet mirror. • Replaced original ceiling fans throughout the home. • All bedrooms have custom wiring and outlets for wall mount TV's. • This is a Smart Home, lighting upgraded with Alexa compatible dimmers. • Custom Entry, Dining and Island lighting added. • For additional storage in dining area, a custom built 6 door buffet (10 ft x 24 in) was added. • Lastly, a 6 ft wall mounted heated fireplace was installed. We chose our home for the location and the community amenities that we enjoy. Having a Smart Home is very helpful. We set a schedule for door locks, thermostats, lighting and garage door activity. We love our garden beds in both the front and backyards. Grocery shopping just 1 mile away. All information deemed reliable but not guaranteed by the broker. ***FHA MORTGAGE IS ASSUMABLE AT 3.75%, CONTACT LISTING AGENT FOR DETAILS*** ***LISTING BROKER IS OWNER***
Source: NTREIS #20768979
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20768979
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20768979
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