1302 Syrah Dr, Oldsmar, FL 34677
3 beds · 3 baths · 1,773 sqft
Back on the market - finance fell through!! Sellers are offering $5000.00 at closing towards buyers closing cost and prepaid items. Location, Location! A gorgeous 1,773 sqft Townhouse with 3 bedrooms 2.5 bath at Tuscany Woods North in Oldsmar built by Taylor Morrison in 2017. This Townhouse comes with all stainless-steel appliances. GE washer and dryer. Contemporary style open floor plan, neutral paint/neutral tile, 3 neutral carpeted bedrooms, walk-in closet in master bedroom, granite countertops and solid wood espresso cabinets in both upstairs bathrooms, master bathroom tiled shower has a beautiful decorative mosaic accent tile, dedicated laundry area upstairs discreetly hidden with double doors. Kitchen with solid wood 42" espresso cabinets with crown molding, granite countertops, backsplash, farmer pull out spray faucet, pull out shelf, and large pantry. Sliding glass doors with screen to open patio area. Hurricane shutters, a $10,000 new AC in 2023 with a special warranty that also includes electrical, plumbing, replacement parts to the buyer till August 2025 and the current warranty could be extended for $250.00 a year. A hidden gem! Gated community, surrounded by pristine nature preserve and Florida wildlife nearby, Sidewalks, benches, and trails through the woods and all the way around Oldsmar. Perfect for jogging, walking, and biking. Sits across street from Cypress Forest Recreation Center offering fitness, dance, sports, art, and events for all ages. Spray Park with large, covered pavilions and picnic tables. HOA fee includes insurance, exterior maintenance, grounds maintenance, private road, guest parking, roof, sewer, trash, and water. Meticulously maintained by original owners! Surrounded by "A" rated schools. Abundance of shopping, restaurants and parks nearby. Within 20-30 minutes to Tampa International Airport, beaches, Ybor City, Raymond James Stadium, Safety Harbor Resort and Spa, Tarpon Springs Sponge Docks, Tropicana Field, and MacDill Air Force Base. Come and live in luxury - schedule your showing today!
Source: STELLAR #t3539682
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3539682
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3539682
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.