13012 Creek Manor Ct, Riverview, FL 33569
4 beds · 3 baths · 2,625 sqft
Stop Searching!!! Price Reduction!! NO HOA! No CCD! NO Flood! Priced well below market value. This is the home you have been waiting for! A Custom 4/3/2 Pool Home located on a quiet cul-de-sac street. Great open floor plan with a formal dining, family, and living room. A gorgeous and spacious kitchen, which adorns quartz countertops, stainless steel appliances, and beautiful tile flooring. French doors wrap the lovely screened-in pool area allowing picture-perfect views throughout the home. The Master Bedroom is XX-large and features a huge walk-in closet big enough to accommodate a Princess Wardrobe. The Master Bath features dual sinks, a shower, and a separate garden tub. Two guest bedrooms, ideal for family or friends, are thoughtfully separated from the primary suite for ultimate privacy. These bedrooms share a well-appointed bathroom. A fourth bedroom offers versatility, with an attached bath, making it perfect for a guest suite, home office, or hobby room. This bedroom bath is conveniently situated next to a door that allows access to the refreshing pool area. Step outside to your private oasis on the screened-in lanai, complete with a caged pool perfect for entertaining guests or simply relaxing and soaking in the Florida sunshine. Beautifully manicured landscaped yard with picturesque mature trees. The rear Yard is gated. Fantastic location with a quick commute to I-75, downtown Tampa, and MacDill AFB. This amazing home is MOVE IN READY! Property to Sold AS-IS only.
Source: STELLAR #TB8358424
Financials
Source: Public records
Source: STELLAR #TB8358424
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.