13006 Dale Evans Ct, Yucaipa, CA 92399
4 beds · 3 baths · 3,012 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tranquil, expansive, and rare single-level home in a quiet cul-de-sac in the prestigious Wildwood Country Estates! Huge half acre lot, generous RV and other parking and access, and a bonus separate entry guest suite/casita! Through the foyer, you will view an immense greatroom accommodating multiple options for lounging and dining areas. Here, you will notice the elevated features consistent throughout, including soaring vaulted ceilings, elegant louvred shutters, recessed lighting, and upgraded ceiling fans and fixtures. Voluminous natural light permeates the home through dual pane windows and sliding doors. A distinctive three-sided fireplace provides warmth and a focal point for the living spaces. A greatroom corner kitchen has all the desired modern elements, including contemporary stainless steel appliances, ample counter and cabinet space, warm granite countertops, a walk-in pantry, and a large island with breakfast bar. Down the east hall, you will find a laundry room with sink and multiple storage options, direct access to the finished two-car garage, and a guest bedroom with mountain views as well as a gorgeous, completely renovated full bathroom. At the end of the west wing, enter the private primary suite with direct backyard access, vaulted ceilings, and en suite full bath with separate soaking tub and shower enclosures in addition to his-and-her sinks and spacious walk-in closet. Two additional bedrooms share a convenient jack-and-jill full bath, and beyond the final bedroom is a unique bonus room wired for sound with separate entry, perfect for an office, media room, or guest suite/casita. The private backyard houses multiple alumawood covers, finished storage shed, and opportunities to create, and connects to the expansive driveway with room for multiple cars and toys as well as your biggest RV. Solar for energy efficiency. Easy access to freeway yet peaceful with no thru traffic. Private cul-de-sac location with no neighbors behind. Wonderful value for a unique home in a terrific neighborhood with opportunities to customize to your dreams!
Source: CRMLS #EV24156124
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #EV24156124
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.