13002 CARLINGTON LN, Riverview, FL 33579
Experience the ultimate blend of luxury and comfort in this expansive and move-in-ready 5-bedroom, 4-bathroom pool home, perfectly situated on a prime corner lot in Summerfield Village! Offering over 3,008 square feet of living space, this two-story home features a thoughtful split-bedroom floor plan, an oversized 3-car garage with a utility sink, and a beautiful saltwater pool with a paver deck overlooking serene water views. Step into the inviting foyer, leading to a bright office/den just off the entryway. The gourmet kitchen boasts granite countertops, floor-to-ceiling white cabinets, a pantry with pull-out drawers, an island with bar stool seating, double ovens, a convection cooktop, and recessed lighting. The adjacent dining area features French doors that open directly to the pool, perfect for indoor-outdoor entertaining. The living area also offers easy access to the pool with sliding glass doors. The luxurious master suite is located on the first floor and showcases wood plank flooring and sliders that lead out to the pool area. The master bath is a spa-like retreat with a zero-entry tile shower featuring a rain shower head and jets, his & her vanities, and a large walk-in closet. Three additional bedrooms are located on the other side of the home. Bedrooms 2 and 3 share a full guest bath with dual sinks, while Bedroom 4 is located just across the hall from another full guest bathroom. Upstairs, you'll find an open loft area, perfect for a second living space, along with Bedroom 5 and another full bathroom, ideal for guests or a private retreat. Other highlights include a dedicated laundry room with storage cabinets, a fenced yard, and a spacious lanai surrounding the saltwater pool. As part of a vibrant HOA community, enjoy access to a clubhouse, fitness center, golf course, playground, tennis courts, sidewalks, and an additional community pool. This home offers luxury, space, and a highly desirable location. Call now and schedule your viewing today.
You may be able to put down less than the total down payment amount of $131,353 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8304908
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.