1300 Village Oaks Ln, Lawrenceville, GA 30043
5 beds · 4 baths · 5,248 sqft
Charming home with Unique Features and Prime Location. Super floor plan with master on main! Discover the perfect blend of luxury and functionality in this beautifully updated 5-bedroom, 4 full bath home. One of the standout features is the HUGE upstairs bonus room that could be a second master, teen suite, or recreation room, possibilities are endless, complete with its own private full bath, offering a versatile space for extended family or guests.The home boasts upgraded bathrooms and a kitchen adorned with elegant granite countertops, stainless steel appliances, and gas cook top. The full finished basement provides ample storage and additional living space, ideal for a home theater, gym, or playroom. Step outside to a large deck with a hot tub, overlooking the expansive 1.09-acre private backyard with pond view, perfect for relaxation and entertaining.With new siding enhancing its curb appeal, Pella windows throughout that help make this home extremely energy efficient. This home is situated in a super convenient location, just minutes from shopping, great restaurants, Lake Lanier, top-rated schools, and convenient to major highways (85/316/985). Located in a highly sought-after school district, this property offers excellent educational opportunities for your family. Plus, enjoy the freedom of no HOA restrictions, allowing you to personalize your property to your liking.This home is a rare find, combining modern amenities, spacious living, and an unbeatable location. Don't miss the chance to make this your forever home!
Source: FMLS #7537105
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7537105
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.