VA loan
1 of 34
VA loan
$699,000 SIGNIN

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1300 Crystal Dr Apt 1210s # 1210S, Arlington, VA 22202

2 beds · 2 baths · 1,516 sqft

Introducing 1300 Crystal Dr #1210S – An Updated 2BD/2BA Condo in the Heart of Crystal City. Welcome to this beautifully updated 12th-floor unit, offering 1,516 sq. ft. of luxury living in one of the most sought-after submarkets in the DC metro area. Designed for comfort and style, this spacious condo features an open floor plan with a bright living room lined with windows and direct access to a private balcony. Step outside to enjoy views of the outdoor pool, courtyard, and DC skyline. The open dining area and wet bar create an inviting space for entertaining, while the updated kitchen boasts granite countertops and stainless steel appliances. For added convenience, the unit includes a front-load washer and dryer. The expansive primary suite provides ample space and features a luxurious en-suite bathroom with a double-sink vanity, soaking tub, and walk-in shower. A generous second bedroom and an additional full bathroom complete the layout. This home also includes one assigned garage parking space. Residents enjoy a wealth of premium amenities, including 24-hour concierge service, indoor and outdoor pools, a fitness center, a sauna, a community room, meeting rooms, and more. Ideally situated within walking distance of Amazon’s East Coast Headquarters, Crystal City Metro (Blue and Yellow Lines), VRE, and the Pentagon shuttle, this prime location offers easy access to shops, restaurants, Long Bridge Park, the Aquatic Center, and the Mount Vernon Trailhead. With quick connectivity to the White House, Pentagon, and Reagan National Airport, this is a rare opportunity to experience luxury living with unmatched convenience. ** Please note: The building has a no-pets policy, except for service animals.**

Estimated
Seller's interest rate
3.63%
7%
Estimated
Monthly payment

$2,611
$3,282
You may also save up to $161,882 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,282 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3.63%
Remaining term
20 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,611
Principal & interest
$2,081
Mortgage insurance
-
Property taxes
$291
Home insurance
$238
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,516 sqft
Year built
1981
Type
Condominium
HOA dues
$0.00

Source: BRIGHT #VAAR2053076

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 11:26 pm
Listing agent: Jon B DeHart (703) 286-9771
Listing provided courtesy of: Keller Williams Realty (703) 636-7300
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAAR2053076
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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