130 Wesleyan Way, Oxford, GA 30054
6 beds · 3 baths · 7,000 sqft
THIS ONE IS IT!! "THE CHANCE SELLS TEAM" Welcomes you to this stunning and IMMACULATE 6,600sf all brick ranch, sitting on full finished basement, situated in a quiet gated community, sitting on a very privately wooded 2.57 acre lot!! This 1.5 story home features 6 bedrooms, 3 full baths, and 2 half baths, providing ample space for your family and guests. New Roof-- 1 year old, built-in separate stainless steel icemaker in kitchen cabinets, Central vacuum system throughout, New HVAC unit, Vivint Smart Home Security System, 2 fire places and irrigation system too. The main level of the home offers 3,500sf, with an awesome master suite with heated tiled floors, 2 more spacious bedrooms adjoined by a Jack-N-Jill bath, living room, formal dining room, and an oversized kitchen with heated tile floors and is complete with a granite wrap around bar, perfect for entertaining. There are 2 half baths on the main. The second half bath is right when you enter the home from the 3-car garage. Upstairs is another huge bedroom with a 2nd living room and closet. Downstairs Terrace Level, you will find a full finished basement with 3,100sf of heated space, boasting a full second kitchen with shaker style cabinets, washer and dryer hook-up, dishwasher, stove and fridge with a bar eating area, 2 more bedrooms, a full bath, 3rd living room, entertaining/Flex room and a storage area too. This home features upgrades galore!! Outside, enjoy the serenity of nature from the large deck and covered porch area. Front covered porch overlooks the long double-sided concreted half-circle driveway for added convenience. Don't miss the opportunity to own this beautiful and spacious home in a desirable location. Schedule your showing today! Thanks, Chance.
Source: GAMLS #10293180
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10293180
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10293180
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.