130 Morning Tide Dr, Simpsonville, SC 29681
5 beds · - baths · sqft
Welcome to your dream home located in the desirable Heritage Creek subdivision. This stunning residence features five spacious bedrooms and two beautifully appointed bathrooms, providing ample space for families of all sizes. With a generous 3,120 square feet of meticulously remodeled living space spread across two stories, this home perfectly blends modern elegance with functional living. As you step inside, you are greeted by an inviting open floor plan that is bathed in natural light, showcasing the luxury vinyl plank flooring that flows throughout the main living areas. The heart of the home is the modern kitchen, which boasts new stainless steel appliances, including a gas stove, along with exquisite quartz countertops that will inspire your culinary adventures. Whether you’re preparing a family meal or entertaining guests, this kitchen is designed for both functionality and style. Retreat to the spacious master suite, where relaxation awaits. This private oasis features his and hers closets, providing plenty of storage space for your wardrobe. The master bathroom is a true sanctuary, complete with his and hers vanities, a luxurious garden tub for soaking, and a separate shower adorned with elegant ceramic tile flooring. The outdoor space is equally impressive, featuring a fully fenced-in yard that offers both privacy and security, making it the perfect setting for family gatherings, playtime with pets, or enjoying quiet evenings under the stars. This home has been thoughtfully updated with modern lighting and fixtures throughout, ensuring that every detail is both aesthetically pleasing and functional. Don’t miss the opportunity to make this beautifully remodeled home in Heritage Creek your own. With its blend of comfort, style, and convenient location, it is the perfect place for your family to create lasting memories. Schedule your private showing today!
Source: GREENVILLESC #1539477
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1539477
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1539477
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.