130 Julee Emilyn Dr, Bonaire, GA 31005
5 beds · 3 baths · 3,280 sqft sqft
Welcome Home! You owe it to yourself to take a look at this home. It has the feel of a Country home (2+ wooded acres and privacy galore) with all the conveniences of the city! This home features lots of living space (along with beds and baths) with plenty of room to enjoy both inside and out. Uniquely constructed with over 3,000 square feet, five bedrooms and 3+ bathrooms there's something here for everyone in the family. The owners have raised 5 boys and are now ready to downsize, but they've got it in topnotch condition, with new interior paint and in move-in ready condition! Although there's too many amenities to mention, the owners have truly enjoyed the updated kitchen, along with walks in the neighborhood, drinking coffee in the sunroom or winding down at sunset in the sunroom. The outdoor entertainment space on the deck has also seen a lot of action, along with volleyball, tag and hide and seek games in the back yard! The Primary bedroom is large, plenty of room for a King Size bed and a bay window for a reading nook. The primary bath is large as well, with a two-sink vanity, jacuzzi tub, stand-up shower, and a separate entrance into the sunroom and deck! This home has lots or closet space (walk in closets in 4 of the 5 BR) and storage. It also has an oversized 2 car garage. The large, updated kitchen with granite counter-tops, built in island, stainless steel appliances and study carrell or office space is sure to gather attention. Also, the private deck in the back yard has seen its share of cookouts and family gatherings. The shed provides plenty of space to store lawn equipment and tools for all of your DIY projects.
Source: GAMLS #10397895
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10397895
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10397895