12988 Grant Cirw # A, Thornton, CO 80241
3 beds · 3 baths · 1,577 sqft sqft
Welcome to this spacious and rare 3-bedroom, 3-bath, 2-story townhome like condo in Thorncreek, a highly sought-after community! With an open layout, this home offers ample space for comfortable living and entertaining. Entering you will feel welcomed by the large windows and ample light in the great room, with a 2 sided fireplace that is shared with the dining area. The beautiful kitchen with ss appliances, a pantry and an island, looks into the dining area and access to your fully fenced patio. The 2-car garage is finished with a 220 outlet and is insulated, drywalled and painted. There is a 1/2 bath on this level along with your washer/dryer hookups. Up the wide staircase you will find an amply sized primary bedroom with ensuite bathroom containing double sinks, a soaker tub/shower and walk in closet. The two secondary bedrooms are good size and share a full bathroom. The furnace and AC are new, the hot water heater is 18 mos. old and the roof is 2 years old, so all the major components you worry about are newer!! This fun community has a low $245/month HOA dues that covers the grounds maintenance, water/sewer, trash/ recycling and a pool and clubhouse. This location puts you close to everything you need—shops, dining, parks, Thorncreek Golf Course, Factory Outlets, Top Golf and more. I-25, E-470 and light rail, are super close transportation options. Don’t miss this unique opportunity to own one of the larger units in the community!"
Source: RECO #9385710
Interest rate and monthly payment estimated based on public records.
Source: RECO #9385710
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #9385710
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