12963 Wildflower Meadow Dr, Riverview, FL 33579
4 beds · 2 baths · 1,935 sqft
UPDATE: Seller offering $5000 to buyer to assist in closing costs, lowering your interest rate or anyway you choose! LUXURY LIVING AT AN AFFORDABLE PRICE!! Welcome to Triple Creek, one of Riverview's most sought after communities. Built in 2022, inside this home (by the way, which just passed a home inspection available for you to view) you will find a spacious open floor plan, with the primary bedroom situated opposite of the remaining bedrooms for the ultimate privacy. This backyard has true privacy as the home has a beautiful fence with a gorgeous view of the conservation area with no rear neighbors, with plenty of space for you to add a pool. All bedrooms have enough closet space to fit plenty of suits, jeans, shorts, shoes, and all of the Florida clothing in your wardrobe. The primary bedroom has gorgeous barn doors that open into the master bath and has a walk-in closet with built-in shelving to make organization a breeze. The updated kitchen has a granite countertops, tons of counter space, electrical outlets built into the center island, and a walk-in pantry. Plenty of space to entertain, meal prep, or just showcase those cooking skills. Within Triple Creek you have three community swimming pools, a splash pad with waterslides, basketball court, tennis courts, dog park, fitness center, and plenty of trails for walking, bike riding, any cardio you can dream up. Just outside the neighborhood a new 7-11 is being built, and tons of restaurants are within a 10 minute drive. This home is awaiting a new owner, shouldn't it be you?
Source: STELLAR #tb8303396
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303396
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8303396
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