12952 Wymeth Dr, Dallas, TX 75234
3 beds · 3 baths · 1,860 sqft
West facing front door. Full Designer finishes throughout on premium lot backing up to open space w.low traffic perfect for cookouts. NEVER MOW AGAIN! LOW Maintenance Community Includes Front Lawn maintenance-Exterior-Structural-Roof upkeep! Custom fitted rolling shade blinds, NEW Smart Glass facing Refrigerator, NEW NEVER USED OVEN, New build technology ready to-go! 10' High ceilings & 8’ tall Doors, Decorative accent lighting to set the mood. All beds & full 2 baths on 2nd floor w.1 half-bath down for guests. Sizable Flexible space between rooms used as office-sitting-gaming area. Split plan-Primary away from other rooms offering 2 walk in large separate full-size closets, Sitting Area in primary. Lots of storage on every level. Kitchen spacious for multiple cooks in the kitchen at once, Lots of countertop space to prep-entertain-sit, Under Cabinet Lighting, Full size pantry, deep cabinets, GAS Cooktop, Tankless WH. GLASS DESIGNER TILES in all wet areas. Around the corner from Pet Park, Pool, Club House, Fitness Center, Greenbelt, Sitting Pergola, Jogging Path, Bike Path, Park, Playground. Large 2 car garage from alley with long driveway to sit 4 vehicles. Located next to Valley Ranch in the prestiges Kensington Place Subdivision w. Carrollton-Farmers Branch ISD!
Source: NTREIS #20840876
Financials
Source: NTREIS #20840876
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.