12948 SATIN LILY DR, Riverview, FL 33579
Under contract-accepting backup offers. Welcome to this exceptional 3-bedroom + office, 2-bathroom POOL home in the highly sought-after Triple Creek community in Riverview! Nestled on a tranquil pond, this property boasts a luxurious saltwater pool and spa, perfect for relaxation and entertainment. The open-concept design seamlessly connects the kitchen, dining, and living areas, enhanced by crown molding and wood-look tile throughout the main spaces. The well-appointed kitchen features 42-inch upper cabinets, a stunning marble backsplash, stainless steel appliances and a spacious pantry. This home is equipped with a whole-house water softener and a reverse osmosis filter in kitchen for pure drinking water. Additionally featured are HD wired exterior security cameras and interior alarm system touchpad, motion and window sensors for your convenience and safety. The spacious primary bedroom offers tray ceilings, dual walk-in closets, a large shower, and double sinks. The den/office provides flexible space for work or relaxation. Enjoy indoor-outdoor living with a 12ft glass slider leading to the screened in patio. Step outside into your own private oasis with paver deck areas for seating and fenced in backyard. The saltwater pool features including child safety fence, cascading waterfall, sun shelf with bubbler, Pentair equipment, electric heater, LED lighting and app-controlled access. The pool smart phone application provides convenient remote access and equipment control for features including lights, temperature, spa features and monitoring for pool maintenance. The two car garage features overhead storage racks. Newly added curbing adds the perfect touch to the front yard and landscaping. Triple Creek is a master-planned community with multiple clubhouses, a resort-style pool, tennis and basketball courts, a fitness center, playgrounds, walking trails, and so much more! Don’t miss the opportunity to make this beautiful home yours!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8300002