12941 Grant Cirw # C, Thornton, CO 80241
2 beds · 2 baths · 1,162 sqft
Welcome to this beautifully upgraded 2-bedroom, 2 bath home offering stylish living space and a bright, welcoming atmosphere. Featuring direct access from the oversized attached garage, this two-story home is designed for both comfort and convenience. Step inside to discover wide plank flooring throughout, complemented by all-new paint and an abundance of natural light streaming through tons of windows. The open and airy floor plan flows seamlessly, making every space feel inviting and functional. The gourmet kitchen is a chef's dream, boasting slab granite countertops, stainless steel appliances, beautiful rich cabinetry, decorative tile backsplash and a spacious island with an eating bar- perfect for entertaining. Th adjoining dining area provides a cozy yet elegant space for meals. The family room is warm and inviting, featuring a gas fireplace and an open layout ideal for relaxation and gatherings. Step outside to the private balcony and enjoy small mountain views, as well as peaceful surroundings with Hunters Glenn Lake and scenic walking trails just steps away. Retreat to the primary bedroom suite, complete with a walk-in closet and large windows that flood the space with natural light. A secondary bedroom with great space and access to a 2nd full bath. A dedicated laundry space adds extra convenience to this well-designed home. Professionally staged and move-in ready, this stunning townhome is located just minutes from I25 offering easy communicating and quick access to shopping, dining, and recreation. Very quiet location within the community. Don't miss the opportunity to make this bright and beautifully upgraded home yours- schedule a showing today.
Source: RECO #7848961
Source: RECO #7848961
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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