12925 Holdenbury Ln, Windermere, FL 34786
4 beds · 3 baths · 2,981 sqft sqft
Welcome to 12925 Holdenbury Lane, nestled in the heart of Windermere, FL. This spacious residence offers 2,981 square feet of thoughtfully designed living space, featuring 4 generous bedrooms and 2.5 bathrooms. Stepping inside you will discover a perfect blend of comfort and function with the heart of the home being the massive kitchen, boasting granite countertops, a central island, and stainless steel appliances. The open layout and walk-in pantry provide ample space for culinary adventures and endless entertaining. Additional main-story features include a bedroom perfect for accommodating guests or for a home office, a large half bath, functional desk nook, drop zone, and loads of storage. With two exterior sliding doors, you're invited to take full advantage of the Florida lifestyle as you enjoy your covered lanai and private backyard with no rear neighbors. Moving to the second floor, you'll be greeted by an expansive loft providing additional living space that can be customized to suit your lifestyle. The primary suite offers a quiet retreat with a private bathroom including walk-in closet, a garden tub, glass-enclosed shower and dual vanity. Further reflecting this home's thoughtful blend of practicality and convenience, two additional bedrooms, a full bathroom and well-appointed laundry room complete with an oversized utility tub, are also all located upstairs. Additional notables include a whole house water purification system and washer/dryer that conveys with purchase. This stunning residence is conveniently located near plenty of shopping and dining options, Windermere's top rated public and private schools, local theme parks, and offers easy access to both major highways and Orlando International Airport. Book your private showing today! VIDEO: http://12925holdenburylane.info/Video-MLS
Source: STELLAR #o6247629
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6247629
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6247629
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.