12917 Hadley Ct, Fort Myers, FL 33913
3 beds · 3 baths · sqft
Built in 2016 by Pulte, this highly desirable "Pinnacle" floor plan with 3 Bed+Den / 3 Full Bath SOUTHERN EXPOSURE POOL HOME has an open spacious floor plan, 3 car garage, and OVER $250,000 IN OWNER AND BUILDER UPGRADES! Your guests will say "WOW!" when you slide open the Zero Corner Doors to the Lanai to enjoy a comfortable poolside evening. When you're ready to pack it up, you'll appreciate the Kevlar Shade--which rolls down at the push of a button--to protect your outdoor furniture while you're away. Plus, it's situated on a cul-de-sac with a tranquil backyard that offers privacy, peace and quiet (no road noise!) and great neighbors. The Gourmet Kitchen has KitchenAid stainless steel appliances including a double wall oven, cooktop with vented exhaust and the "Entertainment Package" option with a Beverage Cooler and Wine Display, gorgeous quartz countertops with backsplash and under-cabinet lighting, and Premium Maple Cabinets with 42" Uppers, Pull-Out Drawers and Dove Tail Construction with Soft Close. These selections were carried throughout the home and into the laundry room and guest bathrooms which feature matching comfort-height cabinetry, quartz tops and upgraded showers with floor-to-ceiling tile. Additional upgrades include: ALL IMPACT RATED Windows and Doors, Volume Ceilings with Tray and Coffered Inlays, 8-Foot Interior Doors, Crown Molding, Plantation Shutters, Designer Fixtures, Level 6 Tile Flooring, Central Vac, California Closets, and more! Decor and turnkey items are included for your convenience - ask your agent for the full list of upgrades and inclusions and then schedule your private tour today! You'll love Somerset at The Plantation - a gated master-planned community with protected ecological preserves, underground utilities and gorgeously landscaped streets lined with walking paths. The HOA fees include cable, high speed internet, lawn mowing & fertilizing, landscape trimming, exterior pest control, and access to a wide range of amenities. In fact, Somerset recently completed a multi-million dollar renovation & expansion project for amenities which includes a resort style pool, lap pool, spa, expanded covered seating, state of the art gym with personal trainers, pickle ball, tennis & bocce courts. You can move around the community in your private GOLF CART and participate in the endless array of social clubs and activities! Prime location near I-75, shopping, restaurants, airport & beaches! **Seller has a golf membership so if Buyer wishes to, they can take over the Seller's slot. Golf and social memberships are OPTIONAL but there is a wait list... This is a rare opportunity to skip the wait list and just one more reason why 12917 Hadley is the best choice for your next home!**
Source: FORTMYERS #224079362
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224079362
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224079362
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.