12917 Hadley Ct, Fort Myers, FL 33913
3 beds · 3 baths · 3,037 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover elegance, style, and quality in this SOUTHERN EXPOSURE POOL & SPA HOME with Impact Rated Windows and BRAND NEW Roof, Pool Heater and AC System (all 2025) and repainting is underway! This Pulte Pinnacle Model with open spacious floor plan and 3-car garage features OVER $250,000 in upgrades! This exceptional 2,488 sq. ft. home offers an incredible location, with optional golf membership, allowing buyers the flexibility to enjoy the renowned Plantation Golf & Country Club. Best of all, this home is NOT in a flood zone. Your guests will say "WOW!" when you open the Zero Corner Sliding Glass Doors to the Lanai to enjoy a comfortable poolside evening. This wonderfully maintained home is situated on a premium cul-de-sac lot with privacy and a wonderful front seat to observe and enjoy activity of native birds in the wooded areas. The Gourmet Kitchen has KitchenAid stainless steel appliances including a double wall oven, cooktop with vented exhaust and the "Entertainment Package" option with a Beverage Cooler and Wine Display, quartz countertops with backsplash and under-cabinet lighting, and Premium Maple Cabinets with 42" Uppers, Pull-Out Drawers and Dove Tail Construction with Soft Close. These selections were carried throughout the home and into the laundry room and guest bathrooms which feature matching comfort-height cabinetry, quartz tops and upgraded showers with floor-to-ceiling tile. Decor and turnkey items are included for your convenience - ask your agent for the full list of upgrades and inclusions and then schedule your private tour today! You'll love Somerset at The Plantation - a gated master-planned community with protected ecological preserves, underground utilities and gorgeously landscaped streets lined with walking paths. The HOA fees include cable, high speed internet, lawn mowing & fertilizing, landscape trimming, exterior pest control, and access to a wide range of amenities. In fact, Somerset recently completed a multi-million dollar renovation & expansion project for amenities which includes a resort style pool, lap pool, spa, expanded covered seating, state of the art gym with personal trainers, pickle ball, tennis & bocce courts. Prime location near I-75, shopping, restaurants, airport & beaches! Golf and social memberships are OPTIONAL but there is a wait list unless you buy a home from an existing member (like this one!) and then you can skip the wait... just one more reason why 12917 Hadley is the best choice for your next home!
Source: FORTMYERS #224079362
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #224079362
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.