129 Konik Rd, Georgetown, TX 78626
3 beds · 2 baths · 1,771 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this modern home built in 2021 by Lennar Homes. 129 Konik Rd features 3 bedrooms with 2 full bathrooms and a flex area at the front of the house which can be used as a home office, formal dining area, or a designated home space of your desire. Inside the home you will find modern features with neutral tones of cream and grey. The kitchen offers a gas cooktop, oven, dishwasher and disposal, sleek cabinets with a light grey granite counter. It has bar level seating making it the perfect space for entertaining and dining and is open to the living room. You also have the perfect space for a dining table as well as a full living room suite. Or, expand the space for a larger open living room and opt out of a dining table. The primary bedroom is beautiful allowing plenty of space for a king bedroom set. Within the primary bedroom is the primary bathroom offering two sinks, a garden soaking tub and separate shower. Additionally, you'll love the expansive walk in closet giving you plenty of space for all of your belongings. Two more bedrooms in the home are nice size allowing for larger bedroom furniture and a beautiful full bathroom is just steps away. The laundry room is inside just off of the hallway. Both the front door and rear door have covered porch areas. The back porch is covered with room for your outdoor living furniture & a BBQ grill. A complete fenced and spacious yard is a great space for your home gardening, landscape, or kids play areas. The canvas is unlimited for home living choices. 129 Konik Rd is located within the Georgetown ISD and is conveniently located to major thoroughfares as IH 35, Toll 120 & 45. Downtown Georgetown is within 10 minutes & downtown Austin is within 30 minutes. There are grocery stores, restaurants, churches, hospitals and major employers within close proximity to Saddlecreek neighborhood. Saddlecreek community offers walking trails, a frisbee golf course, amenity center with a fitness room & a pool.
Source: ACTRIS #9234721
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #9234721
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.