129 Claimjumper, Liberty Hill, TX 78642
4 beds · 4 baths · 3,319 sqft
Assumable VA loan at 2.75% - must have VA eligibility to qualify - Welcome to 129 Claimjumper in Liberty Hill, a stunning Drees Custom Home located in the desirable Clearwater Ranch community. At Clearwater Ranch, you will find the serene and peaceful lifestyle you deserve, complemented by gorgeous open green spaces that evoke a small-town feel. Despite its tranquility, this community offers convenient access to all necessary amenities and easy access to the 183 tollway. It's a clear choice—make Clearwater Ranch your home today! This exquisite single-story residence boasts a spacious open floor plan, perfect for modern living and entertaining. Situated on an oversized corner lot of more than 1.5 acres, this property offers an abundance of outdoor space and unparalleled privacy. The three-car garage provides ample parking and storage. Inside, you'll find a blend of luxury and comfort. The formal dining room sets the stage for elegant gatherings, while the dedicated office is ideal for remote work or study. The kitchen is a chef's dream, featuring knotty alder cabinets, hand-selected granite countertops, a designer backsplash, and a center island with a breakfast bar. The adjoining breakfast area is perfect for casual dining. The living area centers around a stunning stone gas fireplace, creating a cozy ambiance for relaxation. The dreamy owner's retreat offers a spa-like bath with a soaking tub and walk-in shower, providing a perfect escape at the end of the day. Step outside to the covered patio and enjoy the expansive yard, offering endless possibilities for outdoor activities and entertainment. The large lot ensures tons of privacy and space to create your own outdoor oasis. 129 Claimjumper in Liberty Hill is more than just a home; it's a lifestyle. Experience the perfect blend of luxury, comfort, and convenience at Clearwater Ranch. Schedule a tour today and discover why this home is the perfect place for you!
Source: ACTRIS #2469512
Source: ACTRIS #2469512
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2469512
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.