12897 Creekwood St, Firestone, CO 80504
3 beds · 3 baths · 1,970 sqft
Discover your dream home in the lovely neighborhood of Barefoot Lakes! Situated on a private cul-de-sac, this home offers an open concept with tons of natural light from the moment you step inside!! This charming 3 bedroom, 3 bathroom home is sure to impress! This thoughtfully designed 2-story floorpan, provides a blend of practicality and comfort. The main level features an inviting entryway, a powder bathroom, a large kitchen featuring stainless steel appliances and a huge walk in pantry, a mudroom that is sure to impress, and a dining room and living room seamlessly strung together; making it perfect for social gatherings! Step outside to your new backyard and relax after a long day, and enjoy the privacy this lot offers, with nobody behind you. With landscaping already done, this home truly is move in ready! Upstairs you will find 3 spacious bedrooms, and a laundry room. The primary bedroom and bathroom suite is complete with large shower, a double vanity, and large walk-in closet. The oversized garage boasts ample storage, while the home’s solar panels enhance energy efficiency. There is so much to do in this community, featuring lakes and miles and miles of trails. Enjoy time at the community Clubhouse where you'll find a large fitness center, a pool, and more! Make this one your home today!!!
Source: PPMLS #1246145
Source: PPMLS #1246145
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1246145
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.