12848 Calderdale Ave, Windermere, FL 34786
2 beds · 3 baths · 1,480 sqft
Under contract-accepting backup offers. Welcome to the charming town of Windermere! This meticulously maintained townhouse is a rare gem. Enjoy the privacy of the lake view and peace and quiet in this delightful 2-bedroom, 2.5-bath residence. The first floor features a welcoming foyer, a den or home office, a kitchen with a breakfast bar, a generously sized laundry room, and a living room with a half bathroom. The outdoor fenced courtyard is perfect for alfresco dining, barbecues, or simply soaking up the Florida sunshine. The courtyard leads to a detached, oversized two-car garage with a garage door opener and storage space. The second floor includes the master suite, a second bedroom with a lake view, and a loft space perfect for hobbies or guests. This popular unit features additional windows that flood the home with natural Florida sunlight, reducing the need for artificial lighting during the day. The living room and open areas boast clean tile flooring, enhancing the airy and bright ambiance. Nestled in the desirable, family-friendly community of Windermere, this home offers a central location with proximity to excellent Windermere schools, shopping, dining, and medical care. The Wickham Park neighborhood includes a swimming pool, clubhouse, and more, with fees covering exterior maintenance for worry-free living. Conveniently located near Lakeside Village, Summerport, and Winter Garden Village shopping, downtown Windermere, highways, and area attractions, Walt Disney World Resort is only 10 miles away, with Sea World and Universal Studios just 12 miles away. Zoned for highly regarded Orange County schools, the neighborhood offers a perfect blend of tranquility and convenience. For your everyday needs, Publix Super Market at Lakeside Village Center is conveniently nearby, making grocery runs a breeze. Also located in the same complex are an array of restaurants and a 24-hour gym. Theme park enthusiasts will appreciate the proximity to Disney's Contemporary Resort, adding a touch of magic to your daily life. Whether you're a local or new to the area, this townhouse offers the perfect launchpad for exploring all that Windermere and the surrounding areas. Don't miss this opportunity to make this well-loved townhouse your own. It's not just a house; it's a home waiting for its next chapter. Come see for yourself why this property is the talk of the town!
Source: STELLAR #o6227146
Source: STELLAR #o6227146
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6227146