12843 Buffalo Run Dr, Gibsonton, FL 33534
3 beds · 3 baths · 1,684 sqft
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Beautiful and Charming Townhouse in Copper Creek a gated Community. Welcome to this unique and beautifully maintained townhouse in the gated community of Copper creek. This is the only townhome of its kind, it's been exceptionally well-cared for, having never housed pets .Exterior Features: The house sits on a spacious corner lot with a long, clean driveway that can fit 4-5 cars, making parking a breeze. Natural Shade: Young pine and oak trees provide natural shade, keeping the interior cool. Outdoor Lighting: Solar lights adorn the upper sides of the building, along with edgeway lights on the driveway and sidewalk. The garden beds, once home to medicinal herbs like rosemary and vervain, add a touch of nature. Interior Features: Living Room: The spacious living room features new large ceramic tiles and opens to the sunroom through glass doors. Sunroom: Custom-made and installed glass by Southwindow Glass Company, with a lifetime warranty. The sunroom features white ceramic tiles and is well-lit with solar lights. It has five windows, four of which open and contain mesh screens to keep out bugs. The windows are hurricane-resistant up to 150+ MPH.HVAC: The air conditioning unit has been updated with a power surge protector. The HVAC system was recently cleaned and serviced, including the installation of a biomicronizm purification light for cleaner air. Kitchen: Features dark, beautiful furniture, and a refrigerator with a new filter for cooking consumption. Half Bathroom: A beautiful half bathroom downstairs adds a welcoming ambiance. Garage: The garage is painted and remains in a state that allows for color changes. The floor is bright blue, providing a calming effect. The garage also includes a newly installed space-saver electric water heater, with intact tank connection wires for quick connection. Extra Room: An additional legal room, made to city code and approved by the Hillsborough County Office. The room is insulated and can be used as an extra bedroom with the installation of a small AC unit and a portable closet. Stairs: Recently installed luxury waterproof vinyl stairs with two breaks leading to the second floor, adding elegance and durability. Master Bedroom: Features a large walk-in closet and a bathroom with twin basins and a shower accommodation. Bathtub: The second bathroom upstairs includes a bathtub for relaxation. Bathroom Closets: All bathrooms are equipped with closets for extra storage. Laundry Room: Conveniently located upstairs, the laundry room is ready for a washer and dryer. Upstairs Cove: A cozy cove upstairs accommodates two sitting chairs, perfect for relaxation. Linen Closet: There's an additional linen closet upstairs for extra storage. Security System: An optional, sophisticated self-monitoring AI security system is installed with no monthly fee. Monitoring can be added for $99 annually. All walls are covered with this security system. Unique Features: The home is extremely homey and well-kept by the owner, who needs a new owner to have little to no maintenance needs. The garbage bins are stored behind the house, keeping the garage clean and free of odors. The development is a gated community with a gazebo, pool, and recreational area. nearby amenities: Healthcare, Schools, Supermarkets. Restaurants, Beaches etc. One cannot help but fall in love with this adorable, admirable, meticulously kept house. Clean and well-maintained with several upgrades, this should be your home because you deserve it !!
Source: STELLAR #O6243107
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6243107
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.