1284 Kendari Ter, Naples, FL 34113
3 beds · 3 baths · 2,138 sqft
Seller Highly Motivated. Bring all offers! Absolutely enchanting! Step into this stunning, light-filled haven nestled in the heart of gorgeous Artesia, where breathtaking lake views greet you from the moment you arrive. This immaculate 3-bedroom, 2.5-bath home is a true gem—spacious, elegantly designed, and lovingly maintained by its original owners. The moment you step inside, you'll be captivated by the exquisite tile flooring that flows seamlessly through the main living areas, creating a sense of timeless sophistication. Upstairs, plush carpeting adds warmth and comfort, while the luxurious master bath is an absolute retreat, featuring an oversized shower and a deep soaking tub—perfect for unwinding after a sun-soaked day. Beyond the home itself, Artesia offers an unparalleled lifestyle with resort-style amenities that make every day feel like a vacation. Enjoy an invigorating workout in the state-of-the-art gym, challenge friends to a game of pickleball or billiards, or catch a movie in the private theater. The stunning clubhouse also features a lively game room, and when it’s time to relax, take a dip in the resort-style pool, where you can soak up the Florida sunshine in style. Centrally located in Naples, this home is just minutes from all your daily conveniences, including Publix, Lowe’s, Walmart, and Aldi, along with a delightful selection of local dining hotspots like Off the Rock Tavern and the beloved Island Gypsy on Isles of Capri. And if you’re craving the ultimate beach day, world-famous Marco Island is just a short drive away! Or, perhaps you’d rather stay home and bask in the tranquility of your screened-in lanai, sipping your morning coffee as birds serenade you. Whatever your heart desires, this home offers the perfect blend of elegance, comfort, and an unbeatable location. Come experience the best of Naples—fall in love, and make this dream home yours!
Source: NABOR #225003532
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #225003532
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.